UK CCI regime · FCA

What is the FCA CCI regime?

From PRIIPs KID and UCITS KIID to the CCI Product Summary

The Financial Conduct Authority (FCA) has launched a new UK disclosure regime: Consumer Composite Investments (CCI). It replaces the PRIIPs KID and the UCITS KIID for products distributed to UK retail investors.

Under CCI, the mandatory disclosure is the Product Summary Document (PSD). It covers core information such as the CCI risk and return score and costs, including transaction costs. Firms must also provide the CCI product summary data in a machine-readable format, so distributors can load it straight into their own systems.

• 6 April 2026: CCI regime in force; optional transition period starts
• Early 2027: Target date for the new FinDatEx EPT and EMT versions for CCI
• 8 June 2027: CCI fully mandatory: the CCI June 2027 deadline

Why CCI compliance is harder than it looks

Flexible rules, no template, new numbers

On paper, CCI compliance looks like a lighter version of PRIIPs. In practice, it raises new questions. Unlike the EU PRIIPs KID, the CCI Product Summary is not template-based. The FCA prescribes what must be disclosed, but not how. That flexibility leaves many firms unsure what exactly they should communicate.

Reusing your KID as-is is not an option either, because some values differ between the EU and the UK. CCI transaction costs, for example, are calculated differently. On top of the consumer-facing document, you must meet the CCI product summary data requirements and deliver machine-readable data to your distributors.

The data standards are still moving as well. FinDatEx, the body behind the EPT and EMT, will release new versions for CCI, with early 2027 as the target date. Your data flows will have to follow, just months before the deadline.

Our end-to-end CCI product summary solution

One data model for your PRIIPs KID and your CCI Product Summary

RiskConcile offers a complete end-to-end CCI compliance solution. We produce a CCI Product Summary that is fully in line with FCA expectations and shows the same information as your PRIIPs KID in the EU, presented the UK way. Choose our managed service to outsource your CCI product summary completely, or use our CCI product summary software and API.

How it works

We start from the data flows that already feed your PRIIPs KID, EPT and EMT, whether they come from your administrator or from your own file formats. Our in-house engine then calculates the UK figures: the CCI risk and return score and the UK-specific costs, including CCI transaction costs.

From there, we build a clear, FCA-aligned CCI Product Summary with complete core information disclosure, together with the machine-readable data file. Documents and data reach your distributors through our dissemination solution. When FinDatEx releases new EPT and EMT versions, we update everything for you.

What you get

One FCA CCI solution for everything the regime asks for

At the heart of our service is the CCI Product Summary Document (PSD): consumer-facing, FCA-aligned and with full CCI core information disclosure. Behind it sit the numbers that make it compliant. We calculate and document the CCI risk and return score and the UK cost figures, including CCI transaction costs.

Your distributors receive the CCI machine-readable data they need, and we keep your EPT and EMT for CCI aligned with the new FinDatEx versions. Our document dissemination takes the Product Summary to your distributors and platforms. Where the rules leave room for interpretation, our regulatory experts help you decide what to communicate.

Why RiskConcile as your CCI reporting provider

PRIIPs experts, ready for the UK

More than 300 clients already trust RiskConcile for their PRIIPs KID, UCITS KIID, EPT and EMT reporting. That experience now extends to the UK. Our golden source of data keeps your KID, CCI Product Summary, EPT and EMT consistent with one another, so you never reconcile the same figures twice. With our managed service, clients spend up to 80% less time on compliance.

Our team is made up of market practitioners: former traders, asset managers and risk managers who know your products from the inside. All production and development happen in-house in Leuven, with no offshoring. That lets us make changes on the fly and adapt to your data and setup, never the other way around.